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Updated February 2026

Best Airline Credit Cards of 2026

Earn miles, get free checked bags, and unlock priority boarding with the right airline card.

70K
Top Bonus Miles
Free
Checked Bags
5+
Airlines Covered
Included
Travel Insurance

Top Airline Credit Cards

#1 PickBest United Card

United℠ Explorer Card

Chase / United

Welcome Bonus
60,000 miles
Earning Rate
2X on United, dining, hotels
Annual Fee
$95/year ($0 first year)
Key Perks
Free checked bag, priority boarding
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Best Delta Card

Delta SkyMiles® Gold Card

Amex / Delta

Welcome Bonus
40,000 miles
Earning Rate
2X on Delta, restaurants, supermarkets
Annual Fee
$150/year
Key Perks
Free checked bag, priority boarding, 20% inflight savings
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Best for No Change Fees

Southwest Rapid Rewards® Priority

Chase / Southwest

Welcome Bonus
50,000 points
Earning Rate
3X Southwest, 2X local transit & commuting
Annual Fee
$149/year
Key Perks
$75 annual travel credit, 4 upgraded boardings
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Easiest Bonus to Earn

AAdvantage® Aviator® Red World Elite

Barclays / American Airlines

Welcome Bonus
60,000 miles after first purchase
Earning Rate
2X on American Airlines
Annual Fee
$99/year
Key Perks
Free checked bag, preferred boarding, 25% inflight savings
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Best Companion Fare

Alaska Airlines Visa Signature®

Bank of America / Alaska

Welcome Bonus
70,000 miles + companion fare
Earning Rate
3X on Alaska, 2X on dining & groceries
Annual Fee
$95/year
Key Perks
Annual companion fare from $122, free checked bag
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Frequently Asked Questions

Are airline credit cards worth it?

If you fly the same airline 3+ times per year, an airline card is usually worth it. The free checked bag alone ($35-70 per round trip) can pay for the annual fee, and miles earned on everyday spending add up to free flights.

Which airline card has the best sign-up bonus?

The Alaska Airlines Visa Signature offers 70,000 miles plus a companion fare, making it one of the most valuable airline card bonuses. The United Explorer and AAdvantage Aviator Red also offer strong 60,000-mile bonuses.

Can I use airline miles on partner airlines?

Yes, most airline loyalty programs allow you to book flights on partner airlines. For example, United miles can be used on Star Alliance partners like Lufthansa and ANA, while Delta miles work on SkyTeam partners like Air France and KLM.

Should I get an airline card or a travel card?

If you are loyal to one airline, get their card for perks like free bags and priority boarding. If you fly multiple airlines or want flexibility, a general travel card like the Chase Sapphire Preferred offers more versatility with transferable points.

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