Back to All Cards
Updated 2026-02-10
Exclusive: Apply through our link for the best available bonus!
Ends soon - don't miss out!
01
days
00
hrs
00
min
00
sec
ChaseLast verified: February 2026
Chase Freedom Flex℠
Maximize rewards with rotating 5% categories plus elevated earnings on everyday spending.
on Chase's secure site
Welcome Bonus
200 cash
Annual Fee
$0
Base Rewards
1x
APR
20.49% - 29.24%
Card Details at a Glance
Last verified: February 2026IssuerChase
Card CategoryCashback
Annual Fee$0 (No Annual Fee)
Regular APR20.49% - 29.24% (Variable)
Intro APR0% for 15 months
Foreign Transaction Fee3%
Balance Transfer Fee5% (or $5 min)
Base Rewards Rate1x on all purchases
Credit Score NeededGood (700+)
Welcome Bonus200 cash (spend $500 in 3 months)
Pros & Cons
Pros
- Generous 200 cash welcome bonus (worth ~$200)
- No annual fee
- 0% intro APR for 15 months
- Up to 5x rewards on rotating
- Earn 5% cash back on rotating categories (up to $1,500/quarter)
Cons
- 3% foreign transaction fee
- High ongoing APR range (up to 29.24%)
- Requires good credit (700+) for best approval odds
- 5% balance transfer fee
Who Is This Card Best For?
This card is ideal for the following types of cardholders:
People who prefer simple cash back over points systems
Foodies who spend significantly on dining and restaurants
Those who want strong rewards without paying an annual fee
Anyone needing 15 months of 0% interest on purchases
Card Overview
Maximize rewards with rotating 5% categories plus elevated earnings on everyday spending.
Rewards at a Glance
rotating5x
dining3x
drugstore3x
Everything else1x
Key Highlights
- Earn 5% cash back on rotating categories (up to $1,500/quarter)
- 3% on dining and drugstore purchases
- 0% intro APR for 15 months
- No annual fee
- Cell phone protection up to $800
Like what you see?
Apply for the Chase Freedom Flex℠ directly on Chase's secure website.
Secure5-minute applicationInstant decision
Similar Cards to Consider
Compare other popular options in the same category
Chase
Chase Freedom Unlimited®
Annual Fee$0
Base Rewards1.5x
Bonus Value~$200
View Details
American Express
Blue Cash Preferred® Card from American Express
Annual Fee$95
Base Rewards1x
Bonus Value~$350
View Details
American Express
Blue Cash Everyday® Card from American Express
Annual Fee$0
Base Rewards1x
Bonus Value~$200
View Details
Ready to Apply?
Welcome Bonus
200 cash
Spend $500 in 3 months
Estimated value: ~$200
Secure application on Chase's site
546 people applied this week
Key Benefits
- Earn 5% cash back on rotating categories (up to $1,500/quarter)
- 3% on dining and drugstore purchases
- 0% intro APR for 15 months
- No annual fee
- Cell phone protection up to $800
Why Trust Our Review?
Independent analysis of 200+ cards
Data verified against issuer websites
100% free comparison service
Updated 2026-02-10
All rates, fees, and bonus offers are subject to credit approval and may change without notice. Please verify current offers on issuer websites.