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Updated 2026-02-10
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CitiEditor's PickLast verified: February 2026
Citi Premier® Card
Versatile travel and dining rewards card with valuable transfer partners and strong earning rates.
on Citi's secure site
Welcome Bonus
75,000 points
Annual Fee
$95
Base Rewards
1x
APR
21.24% - 29.24%
Card Details at a Glance
Last verified: February 2026IssuerCiti
Card CategoryTravel
Annual Fee$95
Regular APR21.24% - 29.24% (Variable)
Foreign Transaction FeeNone
Base Rewards Rate1x on all purchases
Credit Score NeededGood (700+)
Welcome Bonus75,000 points (spend $4,000 in 3 months)
Pros & Cons
Pros
- Generous 75,000 points welcome bonus (worth ~$750)
- No foreign transaction fees
- 3x points on travel, dining, groceries, and gas
- Transfer points to 18+ airline and hotel partners
- Trip cancellation and delay protection
Cons
- $95 annual fee
- High ongoing APR range (up to 29.24%)
- Requires good credit (700+) for best approval odds
- High spending requirement ($4,000) for welcome bonus
Who Is This Card Best For?
This card is ideal for the following types of cardholders:
Frequent travelers who want to earn and redeem travel rewards
Foodies who spend significantly on dining and restaurants
Families with high monthly grocery spending
International travelers who make purchases abroad
Card Overview
Versatile travel and dining rewards card with valuable transfer partners and strong earning rates.
Rewards at a Glance
travel3x
dining3x
groceries3x
gas3x
Everything else1x
Key Highlights
- 3x points on travel, dining, groceries, and gas
- Transfer points to 18+ airline and hotel partners
- No foreign transaction fees
- Trip cancellation and delay protection
- Complimentary Citi Entertainment access
Like what you see?
Apply for the Citi Premier® Card directly on Citi's secure website.
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Ready to Apply?
Welcome Bonus
75,000 points
Spend $4,000 in 3 months
Estimated value: ~$750
Secure application on Citi's site
751 people applied this week
Key Benefits
- 3x points on travel, dining, groceries, and gas
- Transfer points to 18+ airline and hotel partners
- No foreign transaction fees
- Trip cancellation and delay protection
- Complimentary Citi Entertainment access
Why Trust Our Review?
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Updated 2026-02-10
All rates, fees, and bonus offers are subject to credit approval and may change without notice. Please verify current offers on issuer websites.