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Updated 2026-02-10
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Capital OneEditor's PickLast verified: February 2026
Capital One SavorOne Cash Rewards Credit Card
Top cash back card for dining and entertainment with no annual fee.
on Capital One's secure site
Welcome Bonus
200 cash
Annual Fee
$0
Base Rewards
1x
APR
20.74% - 29.74%
Card Details at a Glance
Last verified: February 2026IssuerCapital One
Card CategoryCashback
Annual Fee$0 (No Annual Fee)
Regular APR20.74% - 29.74% (Variable)
Foreign Transaction FeeNone
Base Rewards Rate1x on all purchases
Credit Score NeededGood (700+)
Welcome Bonus200 cash (spend $500 in 3 months)
Pros & Cons
Pros
- Generous 200 cash welcome bonus (worth ~$200)
- No annual fee
- No foreign transaction fees
- 3% cash back on dining, entertainment, groceries, and streaming
- $200 welcome bonus
Cons
- High ongoing APR range (up to 29.74%)
- Requires good credit (700+) for best approval odds
Who Is This Card Best For?
This card is ideal for the following types of cardholders:
People who prefer simple cash back over points systems
Foodies who spend significantly on dining and restaurants
Families with high monthly grocery spending
Those who want strong rewards without paying an annual fee
Card Overview
Top cash back card for dining and entertainment with no annual fee.
Rewards at a Glance
dining3x
entertainment3x
groceries3x
streaming3x
Everything else1x
Key Highlights
- 3% cash back on dining, entertainment, groceries, and streaming
- No annual fee
- No foreign transaction fees
- $200 welcome bonus
- Extended warranty and purchase protection
Like what you see?
Apply for the Capital One SavorOne Cash Rewards Credit Card directly on Capital One's secure website.
Secure5-minute applicationInstant decision
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Ready to Apply?
Welcome Bonus
200 cash
Spend $500 in 3 months
Estimated value: ~$200
Secure application on Capital One's site
566 people applied this week
Key Benefits
- 3% cash back on dining, entertainment, groceries, and streaming
- No annual fee
- No foreign transaction fees
- $200 welcome bonus
- Extended warranty and purchase protection
Why Trust Our Review?
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Updated 2026-02-10
All rates, fees, and bonus offers are subject to credit approval and may change without notice. Please verify current offers on issuer websites.